5 Steps to the Home Mortgage Process
5 Steps to the Home Mortgage Process
Some Highlights:
- Many buyers are purchasing a home with a down payment as little as 3%.
- You may already qualify for a loan, even if you don’t have perfect credit.
- Take advantage of the knowledge of your local REALTORS® professional network to determine how much you can afford.
Call Us Now To Sell Your Home…
Office: 909.985.9392 or Text Us: 714.657.6634
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Happy Birthday to My Lovely Wife and Partner…
OH, give us pleasure in the flowers today; And give us not to think so far away As the uncertain harvest; keep us here All simply in the springing of the year. Oh, give us pleasure in the orchard white, Like nothing else by day, like ghosts by night; And make us happy...
IRS Extends Federal Tax Due Date to April 18…In Honor of Emancipation Day
April 15 is the traditional due date for federal income taxes. It’s a deadline so ingrained in the American psyche that the April 15 calendar date is often called, simply, “Tax Day”. In 2011, however, federal taxes aren’t due April 15. They’re due April 18. It’s...
Southern California Home Sales Down 10% in February…More Short Sales?
Aw Snap! Just when there was so much good info coming from Obama. So Cal is getting slapped with the harsh reality that home buyer consumers are educating themselves to the fact that with increased inventory...more choices...the next in line is banks lowering their...
Christina Aguilera Selling Beverly Hills Estate…$13.5Million
Christina Aguilera Puts Beverly Hills Home on Market for $13.5 Million Source: IMDb Christina Aguilera has been a trending name for headlines in the first few months of 2011, but not for the Grammy-winning voice that made her a star. A lyrical twist of the...
Cary Grant's former Palm Springs Abode…$2.995 Million
Cary Grant, born Archibald Alexander Leach, set the standard for Hollywood’s charismatically debonair actors with roles in classic films throughout the 1940s, 50s, and 60s. Though most of his performances were timeless, with a few nabbing Grant Academy Award and...
California Association Of Realtors Help Homeowners With Short Sales!
As a Realtor, I'm very happy to see California Association Of Realtors taking a stand on the much needed topic of processing Short Sales and dealing with unresponsive lenders. There are so many reasons that we all must stand up and hold these lenders accountable. A...
MARS Act Disclaimer
This entire page is a disclaimer required on behalf of the Federal Trade Commission who, to date has not implicated 1 CEO, President or VP from any major bank for their actions in creating and escalating the failure of the mortgage banking and housing industry. The...
HAMP Massive Flop According to Treasury…Even More Short Sales Coming
Breaking news from the Treasury.... Obama's HAMP is a Flop! Over 800.000 homeowners "booted" from the Home Affordable Modification Program. Where do these homeowners turn? Short sales or foreclosures...that's the option. Here's the article from Arthur Delaney via...
Cash is King in California…Cash Buyers for February Represent almost 31% of Home Sales
Is this a sign of the times? Are Short Sales on the rise as we predicted? We have witnessed a high influx of cash offers in our own business and solicitations from cash investors over the past year...why? The power of cash in a market with...
This Could Be the End of Banks as We Know It…We Called This
Just weeks after a New York Judge called the foreclosure actions of MERS "illegal"...it's headlines today that the mortgage industry including banks and loan servicers of mortgages are gonna be slammed with lawsuits from every attorney willing to represent a U.S....
NAR Release: Homeowners in Default…Stay in Home and Average of 19 Months without Payments…Still More Short Sales Coming
What is a short sale? This release from NAR just today... Banks and mortgage servicers are taking more time to foreclose on defaulting home owners--a process that can take up to 2 years now, USA Today reports. A backlog in foreclosures has occurred within a number of...
Case-Shiller Home Prices Drop Across US another 3.9%…More Short Sales
Data through December 2010, released this morning byStandard & Poor’s show that the S&P/Case-Shiller national home price index declined by 3.9 percent quarter-over-quarter during the last three months of 2010. The closely watched gauge is down 4.1 percent...
Celebrating Presidents Day…Current and Former Presidents Homes…Any Short Sales?
Today being Presidents Day, we felt it appropriate to share Current and Former Presidents homes...Enjoy and God Bless America! Barack Obama’s Chicago House Real estate has also been a thorn in democratic presidential nominee Barack Obama’s side, but for different...
Frankie Muniz "Malcolm in the Middle" Star Selling Hollywood Hills Home
After reaching stardom in the comedic series, “Malcolm in the Middle (2000-2006),” child actor,Frankie Muniz, decided to take a break from acting and give race-car driving a try. Now it looks like Mr. Muniz is ready to take a break from Los Angeles real estate....
New York Judge Rules "MERS" is "Illegal" in it's Practices…More Short Sales
We've been waiting for this ruling since we learned about the practices of MERS and it's legality. Mortgage Electronic Registration System (MERS) was developed by the Mortgage Industry to act as an electronic "pipeline" that transfers "paper work" from one financial...
Home Prices Drop 12% in 2010…Twice the Amount that NAR Reports…More Short Sales
A report issued today by Corelogic solidifies our preachings...home prices dropped more than twice what National Association of Realtors stated in this report released earlier this week. I respect that fact that NAR is providing much needed support in Washington DC,...
2011 Grammy Nominees Homes
The season of award shows is upon us and snuggled in between the Golden Globes and Academy Awards is the biggest award ceremony for the music industry – the Grammy Awards. This Sunday (Feb. 13), the 53rd Grammy Awards will be held at the Staples Center in Los Angeles....
Judy Garlands Former Los Angeles Home For Sale $5.5 Million
Somewhere over the rainbow, iconic actress and singer, Judy Garland, once spent her time away from the Hollywood limelight, in this cozy 2.5-acre estate. Built in 1938, the same year she was cast in “The Wizard of Oz,” renowned California architect, Wallace Neff, was...