5 Steps to the Home Mortgage Process
5 Steps to the Home Mortgage Process
Some Highlights:
- Many buyers are purchasing a home with a down payment as little as 3%.
- You may already qualify for a loan, even if you don’t have perfect credit.
- Take advantage of the knowledge of your local REALTORS® professional network to determine how much you can afford.
Call Us Now To Sell Your Home…
Office: 909.985.9392 or Text Us: 714.657.6634
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Stuff….When You Short Sale….YARD SALE!
Being in the business of helping homeowners who need or want to sell has opened up a whole new world for me in respect to being attached to "Stuff".........I see it every day, people renting storage units for a couple hundred or more a month to store all that "Stuff"!...
JP Morgan Chase Bank Offering Big Rewards to Sellers That Short Sale -vs- Foreclosure
Today... We've been wondering when this would be exposed... Chase has been awarding it's sellers that choose a Short Sale a hefty bonus for a succesful close...up to $35,000. Many banks offer incentives, however, most are in the realm of $3000. We have experienced...
Is Any News Good News….Short Sales More Foreclosures….New Beginnings!
My grandmother used to say "The only thing on the news these days is Bad News" that was nearly 40 years ago...She refused to watch the evening news as she grew older. I understand now what she was doing, and why. Although the negative then was not as Epic as the...
Short Sell and Rent Back
Announcing a new program...Newly revised that is! This "Short Sell and Rent Back" program allows home owners to not only Short Sell and Rent Back, these home owners can Buy it Back as early as 2 years after and up to 3 years after. Rent is at current, fair...
HOA Fees After Bankruptcy Filing…You Are Still Responsible For Fees
Bankruptcy FAQ’s Regarding HOA fees: Question: "Do I still owe HOA fees after filing bankruptcy even though I surrendered my residence? I moved out of my home after I filed bankruptcy but before the discharge." Answer: This is a very common question and the...
Short Sales Good…Banks Lose Less Money
Banks are agreeing to more short sale transactions, and short sales are taking less time to sell, which is helping to clear large inventories of distressed properties more efficiently, says James J. Saccacio, RealtyTrac CEO, in releasing new housing data this week....
Live Webinar For Homeowners And Investors Considering A Short Sale
Join Kris and Kim in a Live Webinar as they discuss all aspects of a short sale and what to expect from your lender when you choose to short sale your property. Your encouraged to ask questions, being informed on the short sale process will help you decide if a short...
Wells Fargo Is Taking Away My Reward Points….
Believe this... Kris and I were just talking about the new regulations from the Government to stop banks from over charging....Setting amounts that banks can charge us for services. We had joked that the banks are going to get it one way or another from all of...
Bank Of America To Offer Homeowners Cash For Keys…If They Short Sale
Wow, this is good news for homeowners that want to avoid foreclosure but need some money to move on. Bank of America has stepped up and decided that it's more beneficial to offer cash for keys before a foreclosure happens...dah! This new program will be rolled out in...
HOA Knowledge…Buyer Beware!
While you may be familiar with basic due diligence for HOAs, there are additional risks a buyer needs to understand to protect themselves when purchasing a home for sale in a common interest development community: Unfunded or seriously underfunded reserve and...
Cool Sport Cribs…
Sometimes we need to imagine living some of the "finer" luxuries of life. I'm more of a sports participant...opting out of the hours of mindless TV sport programs...I find more joy in sweating and getting "beaten" up by my opponents...or beating them. I found these...
Are You Stuck? Consider a Short Sale…Foreclosure Sucks!
Where do I start...there is no eloquent entree into losing your home... I say "losing" your home, but actually in today's economy that might not be an accurate statement... you may have realized that "keeping" your home is what is standing in your way of financial and...
Burt Reynolds Faces Foreclosure…Can a Short Sale Stop The Process?
Sad news for Burt Reynolds: the legendary actor is facing a foreclosure action on his Florida home after failing to make mortgage payments for more than a year, according to the Telegraph. Merrill Lynch, which owns the mortgage, filed suit against the actor in county...
Skeletons in Your Closet…or Basement? This Would entice a Bank to Short Sale
Gruesome! In this image taken in July 2011 shows the tomb and skeleton of what is believed to be an 800-year old Russian man that rests in the cellar. A Swedish real estate agent has an unusual piece of property up for sale: a five-bedroom house, complete with...
Pricing Your Home To Sell…7 Frequent Mistakes
Most experts would advise that the best way to increase your odds of a successful sale is to price your home at fair market value. But, as logical as this advice sounds, for many sellers it is still tempting to tack a few percentage points onto the price to...
Rental Nation…Unemployment…National Debt…From Short Sale To Long Term Renter?
Short Sales, Foreclosures Low Interest Rates…Why Is Renting More Desirable?
Unemployment is at an all time high for Americans, Corporate America is shrinking. Housing prices and Interest rates are at all time lows...it's cheaper to buy in many cases than to rent...Yet many Americans are choosing to RENT! Great Video from CNBC, Diana Olick on...
Interest Rates Rising Due to S&P Lowering US Credit Rating…Yes
We've not realized an immediate change however, it's likley as the smoke clears from the Standrd and Poore's Downgrade of the US credit rating from "AAA" to "AA+"; the first time since S&P began rating countries back in 1941. So, imagine if your credit rating was...