A Millennial’s Guide to Homeownership
The Millennial Generation is the largest generation in United States history. According to the US Census Bureau:
“[Millennials] born between 1982-2000, now number 83.1 million and represent more than one-quarter of the nation’s population. Their size exceeds that of the 75.4 million baby boomers.”
If you’re one of the millions of Millennials who’s seen their peers begin to buy homes recently and are wondering what it would take for you to do the same… you’ve found the right eGuide!
There are so many stereotypes and myths about the Millennial Generation as a whole…AND about what it takes to buy a home in today’s market.
Myths have prevented many Millennials from considering homeownership as an option for them and their families.
Our goal with this eGuide is to provide you with the information you’ll need to make the best decision for you and your family in regards to homeownership. We’ll break down the myths and stereotypes that have long been believed to be true, as well as shed light on the opportunity you have to build wealth using your monthly housing cost.
The Darney's are Interviewed in the Contra Costa Times…C.A.R. Reports Sharply Increased Home Prices
http://www.contracostatimes.com/california/ci_16695640?nclick_check=1 Joe Nelson, Staff Writer Posted: While California home sales showed a statewide decline in October, from both the previous month and previous year, some cities in San Bernardino County showed a...
FBI Raids Hedge Funds…"Steal A Little And They Throw You In Jail, Steal A Lot And They Make You King"
This is breaking news from Huffington Post... This only affirms what we, Kim and I have been "preaching" for the last 2 years... The greedy "B?+%&@^*!" from BofA...Ken Lewis (just retried with a $100Million Platinum Parachute) These are the real thieves...may they...
Shadow Inventory Is Growing at Alarming Rates, more Short Sales and Foreclosures
Well, no surprise here...how do we get out of this? I have to agree with Diana Olick on the investor spin, with lending restrictions as tight as they are we need to get those cash buyers to get in the game and help eliminate some of this inventory. As real estate...
Quantitative Easing and More BS from The Treasury!
There is a time when a cute video says it all...this is it! This is nothing new...just been brilliantly defined in this charming video... America's financial future...BLEAK!
What To Expect When You Short Sale Your Home.
There is a good chance if your a homeowner that you have little to NO Equity in your home. Recent reports show nearly 14 Million Homeowners underwater...and 1 in 4 homeowner's are in some stage of the foreclosure process. With the Robo Signing fiasco, banks have been...
Kris and Kim Darney Interview Featured in Daily Bulletin about the Rising Concerns over the "Robo Signing" Debacle
Ownership of mortgages may be affected by messy paper trail Read more: http://www.dailybulletin.com/ci_16630736?IADID=Search-www.dailybulletin.com-www.dailybulletin.com James Rufus Koren, Staff Writer Problems with mortgage - and foreclosure - related documents could...
Don't Be A Casualty Of The Economy…Find Opportunity In Adversity
Here we are, ready or not...Thanksgiving a few weeks away and Christmas next month. The time of year family and friends gather to celebrate and rejoice. I know that's a hard word to say for some ...rejoice...the times we are living in are full of anxiety and stress...
Fraud is Rampant at the Big 4…Mr. Obama…Shut Down the Big 4 Banks
Wow...I'm gonna catch flack on this one...however...my armor is suited and I'm prepared for battle. I am prepared to take on even the largest of foes...Top CEO's, Senior VP's....bring it on! We as Americans, must unite and place demands on President Obama to shut down...
Housing Crisis…Modern Family Episode Captures The Life Of A Real Estate Agent
I've typed the first line to this post no less than 10 times, there's some great facts as you get towards the end, but I think I want to start with last Wednesday's episode of Modern Family. Kris and I look forward to non stop laughs while we relax and enjoy the...
Jackie Ramos…Fired By Bank of America…Great Video…
New California Law Prohibits Deficiencies On Short Sales…SB 931 Adopts CCP 580e
This California Law which takes affect January 2011 is essence reinforces current "anti deficiency" laws on the books under CCP 580b and 580d. A huge leap forward for "investors" of 1 to 4 units...it does take 580b a step further and protects investor's and...
Robo Signing Moratorium only Adding to the 500+ Days of the Average Foreclosure Process
Foreclosure timelines continue to increase, thanks in part of the recent robosigning allegations and related moratoria, according to the September Mortgage Monitor report released by Lender Processing Services. The average number of days mortgages are delinquent in...
Elections Are Over…What's Next For The Housing Market?
HAFA…A Real Estate Agents Perspective
I found this post on a blog site predominately used by real estate agents. It's worth sharing with our readers, if your thinking about a short sale please read...This article was published back in April of 2010 just as we all anticipated the good new HAFA was about...
1.84% Of Loans That Were Current 6 Months Ago…60+ days Delinquent Today!
Thanks to Sean and Foreclosure Radar for this report....Wow! This is scary for America. I believe we need to stop looking for the Government to fix the housing problem, the programs are not working for most homeowners. Not all banks have to participate in them, and...
$2.6 Billion in Free Rent According to WSJ
Interesting tidbit from the Wall Street Journal. Defaulters who continue to live in their homes are getting a “subsidy” worth a collective $2.6 billion each month, according to data from LPS Applied Analytics and rent data from the Commerce Department. And the longer...
According to University of Virginia Presenter, Major Banks are 1/4 of the way Through Their Foreclosures
According to HousingWire...At a recent UofV's sponsored event, Managing Director of Institutional Risk Analytics, Christopher Whalen, the nations largest banks have only managed themselves out of 1/4 of "inevitable" foreclosed homes. That fact gives me "goose...
McDummies! Over A Trillion Served…and One Franchise Owner About to Be Served
Just because you have a few million to contribute to a McDonald's franchise doesn't make you a rocket scientist! I mean...c'mon...how stupid do you have to be? This franchise owner actually placed this letter in his employees paychecks. I appreciate the persons...