KRIS and KIMBERLY DARNEY
As your REALTORS®, we'll sell your home, find you a new one, design it, decorate it and throw you a party when you move in!First Time Homebuyers Flocking to Our Down Payment Assistance Program
We’re sharing some very exciting news today for First Time Homebuyers! New California State Programs are making homeownership a reality for first time homebuyers. Owned a home in the past?
Short Sale Lenders Are Collecting Per-Diem For Not Closing On Time
It's starting to get harder, and more expensive to get extra time to get extensions on Short Sales... Most of the time lenders allow about 30 days...
Homeowners Turning to Short Sales:50% of Loan Modifications Result in Defaults…
Short Sales for 2008 hit an all-time high in Arizona, Nevada, California and Florida. Home Values Plummet $2 Trillion in 2008 With a rising number...
Table talk is all about the Housing Crisis…Meat lovers & vegitarians agree
Really, no matter where we are for lunch, the next table over is discussing the housing dilemma! There have been a few times that I wanted to put in...
Loan Modification Or Short Sale….Weigh The Benefits Of Both
Loan modification companies are sprouting up everywhere. We were working on a commercial deal the other day and noticed that a "Loan Modification"...
Short Sales Are the Right Answer for Your Negative Equity Homes or Investment Properties
If you find yourself in a situation of negative equity in your home or investment property...and you have an increasing monthly mortgage payment,...
Banks Pay Realtors Commissions in Short Sales of Home and Real Properties
"Ok...I want to short sale my home, but who pays your commission?" This is the #1 question I receive from our short sale clients. As a Short Sale...
Short Sell Your "Loser" Investment Properties
If you purchased investment properties over the last 4 year's and you used any of the creative loans being offered at the time, there's a good...
Is Countrywide Overwhelmed….Or Do They Just Employ Idiots????
Let's see, how do I start this....it wasn't a joke, but I did say "are you kidding me"? It was a little after 6:00, my phone rings and it's a female...
U.S. unemployment hits 16-year high: 7.2%…Your Not Alone If You Can't Make Your House Payments!
Today's LA Times is confirming what most of us are painfully aware. Each day, as we try to survive, keeping a roof over our family's head and food...
30 year Interest Rates average 5.01%…Let us do your Loan Modification.
The 30-year FRM has not been lower since Freddie Mac started the Primary Mortgage Market Survey in 1971. Even if your not faced with the loss of...
How do I qualify for Short Sale?
I am behind on payments and am thinking about a short sale but how do I qualify for one. How long does it take, I don't have a place to move to yet....
My husband was laid off and we can't make our house payment
We don't make enough money now that my husband is not working. I have called my mortgage company but keep getting the run around. I have filled out...
Is it REALY worth it….Loan Modification.
With all of the hype of "loan modifications" and "government bailouts" you can't help but feel that there is a solution somewhere that will save you...
The FHFA announced a new program to assist homeowners….
Note that this does not include principal reduction as a solution. This new plan is limited to: “extending the term, reducing the interest rate, and...
Can you say Dirt Bags!….Desperate to keep your home…Beware, you can't trust everyone who tells you they want to help.
Sadly.... I am going to tell you about a family that was recently lied to and taken for a lot of money in hopes of keeping the home they were living...
Must READ! Foreclosed Home Sold At Auction….$115,000 Less Than Offer Lender Rejected???
If you follow our blogs, one of my recent posts " In the business to foreclose...ask Ryan" told of a loan servicing company that declined to order a...
Can I live in my home while I'm Short Selling it, even though I'm not making the payments?
Today I was talking to a fellow that called me to find out about how a Short Sale works. I realized after talking with him for nearly an hour that...
Bail Out Plan for Homeowners…Really?
It’s being called a rescue package for our financial system. Obvious goal is to slow down the foreclosures. Keep people in their homes….Let’s take a...