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REAL ESTATE BLOG | Kris and Kimberly Darney

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Forbes 400 Worth How Much?

Forbes 400 Worth How Much?

According to new research from Forbes, The 400 richest people in the U.S. are now worth a record total of $2 trillion.  Entry into this prestigious group starts at a net worth of $1.3 billion, while the average net worth of the group is $5 billion.  Topping the 400...

Look Up for Changes!

Look Up for Changes!

While ceiling decor might not be the first thing you think about when designing a house, ceilings are a great way to create space or add a focal point. Whether you are dreaming about remodeling a kitchen or an indoor pool, there are endless style options for homeowners looking to add some extra pizazz to the space above their heads.

2.3 Million California Homeowners Are “Almost” or Completely Underwater as of July 2013

2.3 Million California Homeowners Are “Almost” or Completely Underwater as of July 2013

Recent numbers place California in the same state of affairs it was just 6 months back! Roughly 6.8 Million SFR mortgages of which 2.3 million are close to or are clearly underwater. A rise in interest rates could throw this number even further into the red…which, is likely to happen over the next few months…above the 5% level! :/

FHA Back to Work Lending Guidelines: Repurchase 12 Months After Short Sale

FHA Back to Work Lending Guidelines: Repurchase 12 Months After Short Sale

What we have been waiting for: FHA announces Re-Purchase Program 12 Months after SHORT SALE.

Eligibility Requirements:

Experienced and Economic Event… (Vague? Most homeowners have been hit with an unforeseen economic hardship)
Must Be Fully Recovered… (You’ve been employed and making money for the last 12 months and your credit reflects your recovery)
Complete HUD Housing Counseling… (Pretty simple…takes an hour or so and you receive a certificate)
Reduction of 20% of your income Due To The Economic Event… (In our experience, this is representative of 90% of the homeowners that have short sold their homes)

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