How Will A Short Sale Affect My Credit?

by admin on September 4, 2010

How Will a Short Sale Affect my Credit Score in Newport Beach, Orange County , CA

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Call Kris and Kim Darney at 714-615-7605 or visit them at their website .

Of all things that I should be doing right now…here I sit on Memorial Day weekend typing!

This past week was an emotional one, an unexpected passing of a family member took us to a place where no one wants to be…

I have to say, at the end of the services most everyone had shared “stories” of the memories of their dearly loved friend, husband and father.  There was no doubt that the man that left this earth touched everyone he met with his laughter, it was infectious!

One of the messages that the Pastor left us with will be my new “mantra”!

“Do you know anyone that’s taking up Prime Real Estate that needs to be evicted”?   Without a breath, he continued on to say that what most people consider “Urgent” is usually not what is “Important” and that we all have to realize what’s important and do more of it!

Having experienced some of our own extremely challenging situations, I have to say that I’ve already taken the first steps in “evicting” some people that are hanging around for free using up space in my prime real estate…

Funny way to put it, but really…I can’t be the only one that let’s “issues of others” take up space that should be used for thinking about how blessed I am for my wonderful husband and children and the beautiful grandchildren…friends that are so special…I could go on and on!

It’s sad that it takes a tragedy to STOP and take a minute to really SEE what we have in our lives.  We’re usually so busy focused on what we don’t have we miss the “Important” things.

I hope that you read this and can remember to take time for what’s really important, today and always.  It’s so easy to get caught up in the world around us…especially when “our world” is effected by unemployment or loosing a home.

You’ll get through this, we all will.  It’s how we get through it that is going to make us better and stronger.

Start the Eviction Process!

Kim

P.S. John I. Moyer…Rest in Peace: 31 August 2010

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Call Kris and Kim Darney at 714-615-7605 or visit them at their website .

$54.5 Million Mortgage…For Tiger! Is the Government Fitting The Tab?

September 2, 2010

The first thing we think of is Tiger needs help from the Government…well, he’s probably worth more than most of the banks after you subtract there crap load of bad home loans. Really…all Tiger is doing is taking out a home loan… a big home loan none the less…but a home loan.  With benefits allowed by [...]

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Foreclosure Roulette A New Way Banks Deal With Delinquent Homeowners

September 1, 2010

I think we are getting a glimpse of things to come…new buzz word for sure!  Foreclosure Roulette.  This article was front page of Huffington Post earlier today. Bea Garwood has been bracing for foreclosure since May, but she says she’s been told three times to expect a sheriff’s sale in the next month and it [...]

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Good for Banks, Not So For Borrowers…Foreclosure Relief

September 1, 2010

I know this is a long read…but it’s full of good information. Enjoy! Home sales are hitting new lows, the number of homeowners behind on their mortgages is again climbing, as is the number of foreclosures. Housing market misery is widespread—but particularly intense for the troubled homeowners relying on the Home Affordable Modification Program (HAMP), the [...]

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Communities Get First Look at Foreclosures Before Investors

September 1, 2010

The U.S. Department of Housing and Urban Development is launching a first of its kind agreement with the nation’s largest mortgage lenders to give selected state and local governments and non-profit organizations priority over individual investors to buy foreclosed properties. Communities and organizations receiving government funding under HUD’s Neighborhood Stabilization Program will be given a [...]

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Foreclosure Roulette…Deadly Game Of Home Foreclosure!

August 31, 2010

This is just brilliant…in my opinion.  As a Realtor in Southern California I have to agree with the writer!  One of my favorite excerpts in bold …Read the entire story and enjoy…it’s an interesting perspective! An acronym soup of programs followed, which were promoted as providing help for America’s homeowners: HAMP, HAFA, HARP, 2MP and more. [...]

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Home Buyers Tax Credit?

August 30, 2010

Just when I thought the housing market was finally being left to correct on its own, I’m starting to hear talk regarding yet another home buyer tax credit. From HUD to the hedge funds, it sounds as if it is gaining steam yet again. This one could involve not just first time/move-up buyers, but a [...]

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